Home Home Improvement

royhardin asked:


I am about to buy a home. It has over 10% equity based on a current appraisal than I am paying. I have sunk a lot of money into to fixing it up while I was living there and renting. (Much more than the 10% equity.) I am trying to see what options I have to get some of that back at closing. The seller won’t be any help. I am actually still paying (and to pay) some of the people doing the work. I was told that there may be a way to roll this cost into the purchase price. Is there someway that I could add to the price (still under appraisal value) and have that money go directly to the vendors who did the work? (For the ones I still have to pay, they are then paid. For the ones I already paid, could they reimburse my original payment and rebill me to get paid at closing?) Not going to do anything illegal. But if I don’t have to wait months for an equity loan, why should I? My credit is good (great if not for this improvement debt) and income/job excellent. Options? Thanks.